What is the Purpose of a Public Adjuster?

There is nothing worse than having your property destroyed in some sort of disaster. Unfortunately, this is something that happens more often than you may think, and if it has recently happened to you, you are most likely now looking to do everything in your power to preserve your financial situation. In most cases, the first thing that will happen is a claims adjuster will evaluate the damage to your home, and from there, the insurance company will offer you a dollar amount to repair the damages. Though insurance companies are supposed to look out for your best interests, this is not always the case. If you believe your claims adjustor gave you an unfair estimate, you must continue reading and speak with our New York public adjuster to learn more about how our firm may be able to help. Here are some of the questions you may have:

What does a public adjuster do?

While a claims adjuster works for his or her insurance company, a public adjuster is an unbiased party who does not work for the insurance company. This means that by inviting a public adjuster to assess the damage, you may receive a more neutral estimate which, in many cases, will be a higher estimate than the claims adjuster initially offered. Additionally, public adjusters can also evaluate your policy, prepare your claim, and help you ultimately reach a more favorable settlement.

What will a public adjuster consider when making an estimate?

Public adjusters are neutral, however, you should understand that they are not shills for insurance companies. Public adjusters are not out to benefit your insurance company; they are simply here to make a fair assessment of any damage to your property. In many cases, hiring a public adjuster can make a world of a difference, however, there are times where insurance companies will simply not accept the public adjuster’s estimate. When this happens, the public adjuster will most likely hire an insurance attorney. If you require the services of an experienced¬†New York City insurance attorney,¬†our firm is here to help you through every step of the legal process ahead. All you have to do is pick up the phone and give us a call.

Contact our experienced New York City firm

The Law Office of Craig A. Blumberg is an experienced New York City insurance law firm. If you require quality assistance after having suffered a property loss due to a fire, a flood, a severe storm or a robbery, please do not hesitate to contact our firm to schedule a free initial consultation. A knowledgeable attorney on your side in your time of need can make all the difference.