What to Know About Third-Party Property Damage Claims in New York

When someone’s property is damaged due to a hazard posed by a neighboring property, there is a good chance that person’s insurance will not cover the damage. That being said, this does not mean that the person whose property was damaged is not entitled to compensation because, after all, the accident was not their fault. In this case, that person may file a third-party claim. In these cases, our experienced¬†New York City third-party claim attorney¬†is here to help. Please continue reading and speak with our firm to learn more about what we can do for you. Here are some of the questions you may have:

What are the most common types of third-party property damage claims?

Our firm has handled countless third-party property damage claims over the years, and those claims are usually filed after one of the following scenarios occur:

  • A fire started on one property and spread to another
  • Water damage caused by runoff from a broken pipe or faulty plumbing spreading to another property
  • One party having construction done on their property that ends up damaging a neighboring property
  • Objects, such as trees, falling across property lines, thereby damaging a neighboring property

How can I file a third-party claim in New York State?

The first thing you should do after an incident occurs where your property is damaged is to take pictures of the damage itself. So, if a tree fell on your home, take a picture of the tree and how it has damaged your home. It is helpful to have pictures on hand that show your home before the accident to clearly illustrate how the accident has damaged your home. Do not begin repairs or cleaning up damage before fully documenting the damage.

You should then seek damages from your insurance company to ensure that your policy covers the full cost of the damage to your home or property. If it does not, our firm can help you file a third-party claim to help you obtain the full compensation you need to repair your property or home and get back to life as it once was. For any additional questions, simply give our firm a call today. We are always here to help.

Contact our experienced New York City firm

The Law Office of Craig A. Blumberg is an experienced New York City insurance law firm. If you require quality assistance after having suffered a property loss due to a fire, a flood, a severe storm, or a robbery, please do not hesitate to contact our firm to schedule a free initial consultation. A knowledgeable attorney on your side in your time of need can make all the difference.