Category: Blog

Does Renter’s Insurance Cover Theft and Vandalism? New York is largely a city of renters. Many people prefer renting over buying because it cuts out the responsibility and cost of maintenance and repairs. However, it is still strongly advised for renters to take the initiative towards protecting themselves and their rental property. As in buyingRead More

What Is the Difference Between Storm and Flood Damage? By definition, a storm is any disturbed state of the natural environment or the atmosphere of an astronomical body. Common types of storms are thunderstorms, snowstorms, hailstorms, hurricanes, tornadoes, and cyclones. Some of these involve heavy rainfall (i.e., thunderstorms and hurricanes) that lead to flooding. SoRead More

How Could Flooding Damage My Home? The weather is arguably the most uncontrollable thing in this world. This is why there is likely no reasonable way that you could have prevented your house from flooding after seriously heavy rainfall. Further, you may not want to singlehandedly suffer the repercussions of poor inclement weather conditions. Rather,Read More

Do I Need Homeowners’ Insurance to Renovate My Home? Naturally, you may want to renovate your home every so many years, for the sake of its upkeep and overall improving its beautification. These renovations may range from small do-it-yourself projects to large undertakings that require the enlisting of a general contractor. Regardless of what improvementsRead More

What Should I Do to Avoid Fire Damage to My Home? It is unfortunate to say that New York fire departments respond to far too many calls for residential home fires. More specifically, if you can believe it, representatives from the New York State Department of Health report that there are approximately one million residentialRead More