How can home insurance benefit a homeowner?

Through home insurance, homeowners are able to protect their homes against natural disasters. If a tornado hits and causes damage to your home or hurricane winds tear away at your house, it can be protected through your home insurance policy. Not only can homeowner insurance protect against weather-related disasters, but it can also protect againstRead More

Do prior losses matter in insurance policies?

Do prior losses matter in insurance policies? When individuals purchase a home, they are required to obtain homeowners’ insurance. When determining your insurance rates, the insurance company will take a number of different factors into consideration. Some of these factors include the proximity to flood zones, the types of natural disasters that frequent the area,Read More