Residential Storm Damage Claims

New York Residential Storm Claim Denial Attorneys

lightning-342341Representing New York victims of storm damage claim denials

Storms and wind are a common cause of damage to one’s home. Though we take the care necessary to protect our houses, nature has the potential to throw everything it has at our residences and sometimes this leads to serious, catastrophic damage. Whether the damage is caused by a hurricane or a wind event, we pay into our home insurance policies so that we can recover when things go wrong. The reality is that insurance companies do not function for the consumer. They are a company that needs to make a profit. They will do what it takes to save money and either deny your claim or pay you less than your policy provides. It is important to have an attorney to guide you through your engagement with your insurance company. The Law Office of Craig A. Blumberg has over 20 years of service to consumers that have been exploited by insurance companies. If your home is devastated by wind or storm damage, including hurricane damage, contact our firm for a consultation.

Flood Damage or Storm Damage?

Insured property owners should be covered for hurricane, storm, and wind damage. When there is water damage to a home, the insurance adjuster may try and say that the policy does not cover the “peril.” In many cases, this is not true. Water damage should be covered under a standard home insurance policy if the water was from wind-driven rain or entered the home through an opening or intrusion.

The facts that matter

When your home is destroyed or damaged by a storm, there are some important things that you need to consider when filing a claim.

  • Location: Where was your home located in relation to the storm’s path
  • Causation: Was your home’s damage caused by wind-driven rain or another source of water entering your home. Was your home destroyed by falling objects, including trees.
  • The language of your policy: What does your policy say about storm damage and the insurance company’s responsibility.

Some obstacles you may face

Unfortunately, filing an insurance claim can be a daunting ordeal. You face an insurance company that wants to control all payout and save as much money as possible. Some of the many obstacles you face in your road to recovery include:

  • Delays
  • Misinformation about your coverage
  • Rotating adjusters
  • Inadequate repair estimates and offers
  • Hostile treatment from a company you’ve trusted for years

Contact our law firm for assistance

The Law Office of Craig A. Blumberg is an experienced and effective law firm serving New York clients impacted by storm and wind damage. Over the years, New York has seen its fair share of terrible weather events. If your home has been impacted by serious damage or destruction, contact our firm to guide you through the process and help you pursue the recovery you deserve. We understand that these are emotional times and you deserve a law firm that is dedicated to your future. If you need our legal services, please contact our firm for a consultation.