What impact do seasons have on house fires?
It is important to be aware that as winter and the holiday season approaches, the number of structure fires has a tendency to rise. Structures include homes. It makes a lot of sense if you think about it. More fireplaces are used during winter months than they are during the rest of the year. If a Christmas tree is not kept regularly watered, it becomes a fire hazard. More lights are strung during this time of year than any other time of year, which increases the rate for electrical fires due to faulty wiring.
The last thing you want is to experience a house fire at all, but especially during a time of year that is supposed to be joyful and about families gathering in the home. If you are faced with a fire in your home, you will want to file a claim with your insurance company. Hopefully they will accept your claim and give you a fair amount of compensation so you will be able to repair any damage that was done in the fire.
You should be aware that the insurance company may try to undervalue your home and not give you the compensation you are entitled to. You can have a public adjuster come and make a fair valuation of the home and the damage that was done. You should also speak with an experienced insurance claims attorney who can help you during this difficult time.
The Law Office of Craig A. Blumberg is an experienced New York City insurance law firm. If you require quality assistance after having suffered property loss, please contact our firm to schedule a free initial consultation.