Does My Insurance Company Know What I Own?
If your house has been severely damaged in a natural disaster or storm, you may ask your insurance company for financial support. Insurance companies exist to help individuals with compensation for damages to their physical houses, as well as for any possessions that were ruined in the event. That being said, to receive compensation for those items, you would have already had to make those items known to the insurance company. Unfortunately, if you had not made them known prior to the incident, you may not be compensated for the damaged goods in question.
Fortunately, you can avoid this scenario by taking an inventory of your most valuable possessions. This inventory can have both monetary and sentimental value, and the more items you disclose in the inventory, the more compensation you may receive from the company. Please continue reading and reach out to our experienced New York City Insurance Law Attorney to learn more.
How do I create an inventory?
When creating your inventory before a disaster occurs, you will look through your home and make a simple list of all items that have value to you. Some of these items can include appliances, such as TVs or refrigerators, furniture, jewelry, electronics, and collectibles, such as sports memorabilia. To supplement this list, it is always best to take pictures or videos of the items in your possession, as you may use them as proof if the time comes where an event seriously damages your home and possessions.
Videos are a great tool because they allow homeowners to record these items in realtime while explaining their worth, why they are worth something, and more. Videos will also work as visual evidence for any item you forgot to include on your initial list.
For any additional questions, please do not hesitate to contact our experienced New York City insurance law attorney today. Our knowledgeable legal team is here to help you through every step of the legal process ahead.
Contact our experienced New York City firm
The Law Office of Craig A. Blumberg is an experienced New York City insurance law firm. If you require quality assistance after having suffered a property loss due to a fire, a flood, a severe storm or a robbery, please do not hesitate to contact our firm to schedule a free initial consultation. A knowledgeable attorney on your side in your time of need can make all the difference.
