What Should I do if a Fire Damages my Home?
There are few things worse than experiencing serious damage to your property through fire. As you know, a home is far more than a building; it’s where you live, raise your children, and perhaps keep your pets, collections, and more. Unfortunately, insurance coverage cannot directly replace your collections and other things of that nature, however, insurance coverage should cover the financial loss you’ve experienced so your family can pick up the pieces and move on with your lives. Unfortunately, when dealing with your insurance company, you may experience some difficulties, which is why you must contact The Law Office of Craig A. Blumberg for assistance in receiving the maximum compensation you need. Insurance companies frequently give those most vulnerable a very hard time in receiving the compensation they deserve, using loopholes and vague, ambiguous language in their policies, leaving certain people who thought they were covered in the dark. They may try and blame you for the incident, sometimes even claiming you did it on purpose to collect insurance money. This is unacceptable. If you find yourself in this unfortunate situation, you know where to turn–contact The Law Offices of Craig A. Blumberg for a consultation.
What should I do if a fire damaged my home?
If your home has been damaged by a fire, but not destroyed, your insurance company will most likely refer to it as a “partial loss.” Keep your eyes peeled for insufficient cleaning/repair methods, hidden damage, overworked insurance adjusters delaying inspection, and “matching” disputes. Unfortunately, insurance companies care most about their bottom line, so when they repair your house, they may use cheap materials to cut costs. This is why you must ensure they use the same materials your house was originally built with to restore your home to a “uniform and consistent” appearance.
What is “proper inspection”?
Your insurance company must pay for a proper inspection. They are legally obligated to investigate all damage to your home. A proper inspection includes an examination of:
- The roof
- Plumbing and heating systems
- Interior walls and framing
- Structural steel or iron
- Stucco, siding, and concrete
If your insurance is acting unlawfully, please do not hesitate to reach out to our knowledgeable New York City firm today. We are here to help.
Contact our experienced New York City firm
The Law Office of Craig A. Blumberg is an experienced New York City insurance law firm. If you require quality assistance after having suffered a property loss due to a fire, a flood, a severe storm or a robbery, please do not hesitate to contact our firm to schedule a free initial consultation. A knowledgeable attorney on your side in your time of need can make all the difference.