Hurricane Gert Off the Coast: Are You Prepared?
The first big storm of hurricane season, Hurricane Gert, is headed up the east coast. Though it’s not expected to make landfall because it is pretty far from the shoreline, there is still a chance that the storm can cause coastal flooding, rip currents, and rough waters. Though flooding seems unlikely with Hurricane Gert, the rest of the hurricane season is expected to be very busy so it is important to be prepared.
If you live in an area that is prone to flooding or is close to sea level, it is important that you have any necessary flood insurance that can protect you just in case. One of the key things to be aware of is that it takes 30 days from the date you purchase flood insurance for it to go into effect. This is why it is so essential to have all necessary insurance well before a storm hits. You can’t just see a hurricane in the forecast and buy flood insurance and expect to be insured for any damage that storm brings.
It is also important to note that not everything is covered under flood insurance. Some expenses that are not covered include temporary housing expenses, moisture or mold damage that could have been avoided, swimming pools, hot tubs, fences, septic tanks, vehicles, decks, and currency.
If you have questions about flood insurance or you are being denied flood insurance, you may want to consult with an experienced insurance law attorney who can provide you with assistance.
The Law Office of Craig A. Blumberg is an experienced New York City insurance law firm. If you require quality assistance after having suffered property loss, please contact our firm to schedule a free initial consultation.