How Should I Do If My House Was Damaged in a Storm?

If your home has sustained damages as a result of a storm, you may be wondering how your insurance company will help. Insurance companies do not have a great track record when it comes to providing the assistance needed, especially when it comes to storm damage. If this is happening to you, continue reading and reach out to our experienced New York City insurance claim attorney to learn how we can assist you.

How can I discover if I am covered if my house is damaged in a storm?

As a homeowner, you pay into your insurance to help ensure that you are covered, should anything happen to your home. If your home has recently been damaged in a storm, you may be wondering how to discover what is covered under your insurance regarding the storm damage. Many insurance policies will cover storm-related damages. However, insurance companies are known for doing anything in their power to deny you the compensation you require by using underhanded tactics and loopholes.

This is commonly seen if your home received water damages. Many insurance companies will tell you that their policy codes do not cover these damages. However, this is often untrue. In order to receive the coverage you deserve, you will have to prove that the water damage was caused by wind-driven rain or that the water entered the home through an intrusion or opening. If this can be proven, you will most likely qualify for compensation.

When you are filing a claim for storm damages to your home, consider the following factors:

  • Where your home is located in relation to the storm’s path
  • How the water got into your home
  • How your home was damaged such as a tree falling
  • Reach your insurance policy closely to discover what is covered
  • Insurance companies will use purposefully vague language to discourage users from utilizing their services when they are in fact covered

You need an experienced insurance claims attorney in your corner to recover the compensation you deserve for the damages to your home. It is important to look out for the various tactics that insurance companies will use to deter you from receiving compensation after a storm including the following:

  • Delays
  • Hostile treatment
  • Insufficient repair estimates and offers
  • Misinformation regarding your coverage
  • Rotating adjusters

Our firm is prepared to fight for your rights in court regarding insurance claims. Give us a call today to get started.

Contact our experienced New York City firm

The Law Office of Craig A. Blumberg is an experienced New York City insurance law firm. If you require quality assistance after having suffered a property loss due to a fire, a flood, a severe storm or a robbery, please do not hesitate to contact our firm to schedule a free initial consultation. A knowledgeable attorney on your side in your time of need can make all the difference.