Category: Blog

How Do I Value Smoke, Water Damage After a Commercial Fire? If a fire occurs on your commercial property, there may be far greater damage than cosmetic burn marks on its surfaces and fixtures. For one, the smoke and soot from the fire contain carcinogens and corrosive particles that may make your commercial property inherentlyRead More

Do I Get Theft or Vandalism Coverage for My Vacant Home? You may have purchased a second home in New York State. Or, this is your primary residence, but you currently do not reside there as it is undergoing major construction and renovations. Lastly, you may not have been home for a while if youRead More

Will I Be Covered if Someone Slips and Falls on Ice on My Property? After a major snowstorm, lingering moisture on walkways and roadways can refreeze and create icy conditions. So, as a homeowner, shoveling your walkways and stairways clear of snow may not be enough to keep your premises safe. That is, you mayRead More

What Are Signs of a Bad Faith Insurance Claim? An insurance company may act in bad faith if it fails to meet its obligations of fairly honoring the promises outlined in a given policy. However, personally, you may be unclear about whether you simply disagree with your provider’s decision regarding your insurance claim, or ifRead More

Does Homeowners’ Insurance Cover Damage from Pests? A pest is exactly what its name suggests: a problem, pain, and nuisance. But not only that, if they go undetected for a while or are otherwise impossible to eliminate, they may become quite destructive to your home. In this case, you may wonder whether your homeowners’ insuranceRead More