What’s important to know about filing a claim after property loss?

What’s important to know about filing a claim after property loss?

In the unfortunate event that you are subject to property damage due to a flood or some other disaster, there are a number of steps that you need to take in order to file a claim with your insurance company. It is important to keep yourself organized and be aware of the necessary steps in order to have a successful claim.

If you are facing property loss after a disaster of some sort, you should make sure to file your claim with the insurance company as soon as you can. In preparing to do so, you should take pictures and videos before you begin the cleanup process so you can show the extent of the damage to your insurance company. You should also take an inventory of all of the items and property that were damaged in the disaster.

It is important that you keep very detailed records of every interaction with the insurance company that you have. If your home is so damaged that you cannot live in it until it is fixed, keep the receipts of any expenses associated with having to relocate until the repairs can be made. Make sure you don’t make any permanent repairs on your home until the insurers have inspected the property and the damage. You should even hold on to any damaged personal items until the damage has been assessed by the insurance company.

If you believe that your insurance company is undervaluing the extent of the damage of your property, contact an experienced insurance law attorney today.

The Law Office of Craig A. Blumberg is an experienced New York City insurance law firm. If you require quality assistance after having suffered property loss, please contact our firm to schedule a free initial consultation.