Flash Flooding in New York State: What You Need to Know

One of the most devastating weather events that a person can find themselves subject to is flash flooding. Hurricane Florence has brought devastation to North Carolina, and towards the end of this week, it will be headed to New York. Luckily, it will only reach our state as a Tropical Depression but it can have significant impacts. State officials are worried that these heavy rains will cause flash flooding throughout the state, especially in the Mid-Hudson Valley, Central New York, and the Capital Region.

If your property is damaged by flash flooding in New York, it is important to understand what you need to have prepared in order to file a claim. Insurance companies often want to save themselves money and look for ways that they can minimize the payout for claims. It is important to be prepared with before and after pictures of your property to best show the effects of the damage that took place.

It is also important to check your insurance policy to determine whether you have flood coverage because it is typically not included in a standard policy. Many people who have wind and storm coverage but do not have flood insurance may be able to receive benefits if they have flood damage if it was caused by a named storm, such as Hurricane Florence. If you have questions regarding an insurance company undervaluing your damage or denying a claim, contact our firm today.

The Law Office of Craig A. Blumberg is an experienced New York City insurance law firm. If you require quality assistance after having suffered property loss, please contact our firm to schedule a free initial consultation.